I viscerally hate this. It's most common on banking websites where thin white women with nice complexions walk on the beach or a smiling couple holds their baby in front of their plastic home or shiny new car. It's similar to the faux jovility exuded by tv newscasters or everyone in an infomercial.
if you read this article, it isn't about you.
OK chrome has officially jumped the shark - I'm moving to firefox profiles.
my banks do this, I hate it.